Many people have problems meeting their debts. If you are worried because you owe money and can't keep up your payments then this section is designed to help you work out what you can do about your debts, what options you may have.

This section, however, is for general information only. You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation.and we recommand to always seek professional free advice from us or your local money adviser.