MONEY MATTERS MONEY ADVICE CENTRE
986/988 Govan Road Glasgow G51 3DU Scotland (UK)
Tel: 0141 445 5221 Fax: 0141 445 5217 E-mail
advice@moneymattersweb.co.uk


Prevention of Homelessness
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Section 11 pilot project Prevention of homelessness
Glasgow Rent Deposit and Support Scheme (GRDSS)
Homelessness (Scotland) Act 2003

Causes of Homelessness

There are as many causes of homelessness as there are homeless people. Sometimes it's debt, sometimes a fractured childhood spent in care, often a broken relationship. It can be a mental health issue, it might even be addiction.
Homeless people don't only sleep rough—they live in hostels or in bedsits; they sleep on friends' floors or sofas; they sleep in cars and sheds.
Homeless people do have some things in common though—they have nowhere permanent to live and they have very few options.
The Private Rented Sector can provide a wide range of accommodation but landlords with suitable properties, quite rightly, ask for deposits and, sometimes, rent in advance. Generally, homeless people can't meet these requirements and so often fall victim to the unscrupulous or have no choice but to sleep rough.
Glasgow Rent Deposit & Support Scheme exists to bridge a gap.The gap lies between people who are, or who are about to become, homeless and landlords who have high quality accommodation for rent.
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Section 11 pilot project Prevention of homelessnesss

Section 11 of the Homelessness etc (Scotland) Act 2003 (asp 10) requires all Registered Social Landlords (RSLs), private sector landlords and mortgage lenders to give notice of new eviction and repossession proceedings to the local authority.1 This section is not yet in force but in the South West of Glasgow Money Matters is participating in a pilot to help combat homelessness.

The local Social Work Team has developed an information pack which is automatically sent to those at risk of homelessness. The information pack provides practical information and advises that benefit and money advice services are available free of charge from Money Matters Money Advice Centre and free legal representation to prevent homelessness is available from Govan Law Centre .

Cross referrals between Govan Money Matters and Govan Law Centre and result in clients receiving a comprehensive and high quality legal and money advice service.

This pilot is adopting a proactive early intervention approach to preventing homelessness. The aims of the project are to secure the following gains:
• Prevent homelessness (and repeat homelessness) in the South West of Glasgow
• Target and deliver local services to those who need them most
• Maximise client income where possible
• Enable clients to meet their financial responsibilities through legal and money advice services
• Contribute to sustainable and balanced communities
• Reduce public expenditure - by preventing homelessness, savings would be made to social work and housing budgets; expected saving would be made to health costs (particularly mental health expenditure).
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Glasgow Rent Deposit and Support Scheme (GRDSS)

Glasgow Rent Deposit & Support Scheme (GRDSS) provides :

- Access for homeless or about to be homeless people to high quality Private Rented Accommodation
- A simple-to-understand bond guarantee scheme meeting the needs of both homeless people and landlords
- The assurances that Private Landlords need to allow homeless people to access their accommodation
- A simple-to-understand bond guarantee scheme meeting the needs of both homeless people and landlords
- In exceptional circumstances, a rent in advance payment
- a support package for everyone we accommodate to meet their needs and allow them to sustain their tenancy
- a Scottish Short Assured Tenancy Agreement with a full inventory of contents for each property

Who qualifies for our help—and how do they access it?
The GROSS can help individuals, couples and families -people who are homeless or who are about to be made homeless. They must be capable of setting up home in private rented accommodation, with support if need be. However, Glasgow City Council is responsible for helping homeless people who are in "priority need". It is the Council's duty to determine who is in priority need.

People can either apply directly (see contact details below) or be referred by Money Matters Money Advice Centre,and other agencies including the City Council.


GLASGOW RENT DEPOSIT & SUPPORT SCHEME
Third Floor, Crowngate Business Centre, Brook Street, Glasgow G40 3AP
Tel: 0141 550 7140 Fax: ON) 554 3295
Email: mail@grdss.org     web: www.grdss.org
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Homelessness etc. (Scotland) Act 2003

11 Notice to local authorities of proceedings for possession and enforcement of standard securities


(1) Where a landlord raises proceedings for possession of a dwellinghouse, the landlord must give notice of the raising of the proceedings to the local authority in whose area the dwellinghouse is situated, unless the landlord-
(a) is the local authority, or
(b) is required to give such notice to the local authority under any other enactment.

(2) The schedule to this Act (which makes modifications of enactments for the purpose of requiring that local authorities are given notice of certain proceedings for possession of houses and of steps taken to enforce certain standard securities) has effect.

(3) The Scottish Ministers may by regulations made by statutory instrument prescribe-
(a) the forms of notices to be given under subsection (1) and under the enactments specified in subsection (5) (which are the enactments modified by the schedule to this Act), and
(b) the manner in which such notices are to be given.

(4) Such regulations may make different provision in relation to different such notices.

(5) The enactments referred to in subsection (3)(a) are-
(a) section 19B(1) (notice to local authority of calling-up of standard security) of the Conveyancing and Feudal Reform (Scotland) Act 1970 (c.35),
(b) section 24(3)(c) (notice to local authority of application to court for remedies on default of standard security) of that Act,
(c) section 12A(1) (notice to local authority of proceedings for possession of dwelling-house let on protected tenancy or subject to statutory tenancy) of the Rent (Scotland) Act 1984 (c.58),
(d) section 19A(1) (notice to local authority of proceedings for possession of house let on assured tenancy) of the Housing (Scotland) Act 1988 (c.43),
(e) section 14(5A) (notice to local authority of proceedings for possession of house let on Scottish secure tenancy) of the 2001 Act,
(f) section 36(6A) (notice to local authority of proceedings for possession of house let on short Scottish secure tenancy) of that Act*
(g) section 4(4)(c) (notice to local authority of proceedings to eject proprietor in personal occupancy) of the Mortgage Rights (Scotland) Act 2001 (asp 11).

(6) A statutory instrument containing regulations under subsection (3) is subject to annulment in pursuance o^ a resolution of the Parliament.

(7) In section 79 (issue of guidance by the Scottish Ministers) of the 2001 Act, in subsection (2), after paragraphrtb) insert-
"(ba) the action which should be taken by local authorities on receipt of notices under-
(i) subsection (1) of section 11 of the Homelessness etc. (Scotland) Act 2003 (asp 10),
(ii) the enactments specified in subsection (5) of that section,".

(8) In subsection (1)-
"dwellinghouse" means any building, or part of a building, which is occupied or intended to be occupied as a separate dwelling, and in particular includes a flat,
"proceedings for possession" means any proceedings in which decree of removing or warrant of ejection or other like order is sought.

(9) This section binds the Crown.

 

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